Dollar-Cost Averaging ? kenaper pulak ader dollar ni,apa kene mengena dollar dengan unit trust?aduhh peningnye.Tengok je artikel ni.Ini fakta so jangan la ambik pusing.
Dollar cost averaging (DCA) is an investment strategy, that may be used with any currency. It takes the form of investing equal monetary amounts regularly and periodically over specific time periods (such as $100 monthly) in a particular investment or portfolio. By doing so, more shares are purchased when prices are low and fewer shares are purchased when prices are high. The point of this is to lower the total average cost per share of the investment, giving the investor a lower overall cost for the shares purchased over time.
Return Calculation
Assuming that the same amount of money is invested each time, the return from dollar cost averaging on the total money invested is
where pF is the final price of the investment and
is the harmonic mean of the purchase prices. If the time between purchases is small compared to the investment period, then can be estimated by the harmonic mean of all the prices within the purchase period.So dari apa yang kita lihat diatas, Dollar-Cost Averaging (DCA) ini merupakan salah satu strategy dalam mana-mana pelaburan.Teknik ini membolehkan para pelabur membeli harga seunit secara purata tanpa mengira impak dari harga pasaran.Topik ini akan diterangkan dengan lebih lanjut dalam part II nanti.
