Emmm...okay actually senang sahaja, setiap pelaburan mempuyai risiko, tetapi ianya bergantung kepada tempoh pelaburan. Normally it's depend on objektif pelaburan investor tersebut.... So kalau target you below then 3 years memang susah untuk consultant nak managed, unless you are the lucky person. Apa yang I maksudkan lucky person ini ialah investor tersebut memang invest betul2 time market tengah down. Sometime even baru masuk 4 bulan pun dah untung banyak. Tapi kalau you invest wrong timing and exit below than recommended period you maybe LOSS....Normally consultant akan advised investor don't sell when the market going down but need to top up the investment to gain more profit.
So kalau you all tanya I, "Boleh rugi ke kalau melabur dalam Unit Trust ni"....Jawapannya
YES - Bagi mereka yang tidak mengikuti 4 Golden Rules ini iaitu :
- Target Investment 3-5 years (Investor part)
- Apply DCA strategy (Investor part)
- Review and monitoring (Consultant part)
- Exit when achieve target (Consultant part)
Pokok pangkal bagi mencapai kejayaan dalam pelaburan Unit Trust ini ialah bergantung pada objective investment. So bila investor faham peranannya maka mudah bagi consultant untuk generate profit from investor investment. Sometime bile consultant call investor untuk repeat investment through EPF, investor mulalah cakap busy lah, nanti lah, pastu paling teruk cakap consultant ni nak kejar commission, but one thing yang investor kene faham consultant tu call untuk investor own good..untuk investment depa jgk, so kalau untung pun consultant tak dapat apa2 pun...just consultant will be happy when clients achieved their objective of investment....So complete lah all the 4 Golden Rules..CONGRATULATIONS to investor.
For your information KERAJAAN dah kaji dari segenap sudut pelaburan dalam UNIT TRUST ni .....kalaulah Unit Trust ni mendatangkan kerugian kepada investor, government not simply let your EPF invest into UNIT TRUST because EPF is for your retirement. UNIT TRUST is already design for 3-5 years or long term investment (lagi lama lagi banyak untung and may free from the risk)
If you want to know more about UNIT TRUST please don't hestitate to contact me.
